About
Cards ranked by math, not money
Other sites optimize for affiliate revenue. We optimize for you.
The problem
Most “best card” lists are ads. The highest-commission card gets the top spot. The average person loses $300–$600/year because of it.
Our approach
We score every card against your actual spending. The ranking is pure math: rewards earned minus fees, adjusted for point values and caps. No sponsored placements. Published formula on our How It Works page.
Who built this
Built by one person tired of pay-to-play rankings. Not a VC startup or media company — just a tool built to solve a real problem.
Questions or feedback? Reach me at hello@rollsrewards.com.
How we make money
We earn affiliate commissions when you apply through our links. The difference: rankings never change based on commission. Cards that earn us nothing still rank #1 when the math says so.
Full details are in our disclosure page.
What we believe
Math over opinion
Computed rankings, not curated ones.
Full transparency
Published methodology. Check the math yourself.
Simple outside, powerful inside
Spending caps, point values, fee credits — handled. You just enter numbers.
No dark patterns
No urgency timers, fake scarcity, or misleading labels.
Find your best card
Enter spending. Instant results.