Credit card comparisons, decided by math

Every head-to-head below runs both cards through our calculator on six real spending profiles and declares a winner by net annual value — after fees, with no pay-for-placement. None of these are fence-sitting tables: we pick.

Chase Sapphire Preferred vs American Express Gold

Winner for most spending: American Express Gold

Chase Sapphire Preferred vs Chase Sapphire Reserve

Winner for most spending: Chase Sapphire Preferred

Chase Sapphire Reserve vs Capital One Venture X

Winner for most spending: Capital One Venture X

American Express Gold vs American Express Platinum

Winner for most spending: American Express Gold

American Express Gold vs Blue Cash Preferred

Winner for most spending: American Express Gold

Chase Sapphire Preferred vs Capital One Venture

Winner for most spending: Capital One Venture

Citi Strata Premier vs Chase Sapphire Preferred

Winner for most spending: Citi Strata Premier

Capital One Venture X vs American Express Platinum

Winner for most spending: Capital One Venture X

Chase Freedom Unlimited vs Capital One Quicksilver

Winner for most spending: Chase Freedom Unlimited

Chase Freedom Flex vs Chase Freedom Unlimited

Winner for most spending: Chase Freedom Unlimited

Blue Cash Preferred vs Blue Cash Everyday

Winner for most spending: Blue Cash Preferred

Capital One SavorOne vs Blue Cash Preferred

A genuine toss-up — depends on your spending

Wells Fargo Autograph℠ Card vs Chase Freedom Unlimited

A genuine toss-up — depends on your spending

Discover it Cash Back vs Chase Freedom Flex

Winner for most spending: Chase Freedom Flex

US Bank Altitude Go vs Capital One SavorOne

Winner for most spending: US Bank Altitude Go

American Express® Green Card vs Chase Sapphire Preferred

Winner for most spending: American Express® Green Card

Want the answer for your exact spending, against all 75 cards?

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