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Your everyday has potential

Real life.
Better rewards.

Coffee runs. Grocery hauls. Weekend plans.
Find a card that fits the way you already spend.

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Two young adult friends laughing over a phone at an outdoor café.

Your cards. Your next move.

Try the tools with example data

The numbers, made useful

A match for the way you spend.

82 cards tracked

Top match for this example

Verified Nov 4, 2026

Capital One Venture

Simple 2x on everything

$1,633/year

Estimated ongoing value after the annual fee

$95 annual fee · already deducted. Welcome bonus excluded.

Two more worth comparing

Capital One Venture X

$395 annual fee

$1,483/year after fee

Citi Strata Premier

$95 annual fee

$1,327/year after fee

Top-card data: Verified Nov 4, 2026. Estimates, not approval guarantees.Catalog verification baseline: November 4, 2026

Rankings follow the math. Compensation doesn’t change the order. Advertiser disclosure

Make the example yours

Start with your everyday.

Enter monthly amounts. Your edits stay on this page, and carry into the full finder when you follow its link.

The score filters card options. It is not a credit check or an approval estimate.

A little context for the math.

Find a card

Ongoing annual value includes spending rewards and automatic benefits, minus the annual fee. It excludes welcome bonuses and unselected optional credits. Interest is not modeled: estimates assume you pay your balance in full. Compare your current card before deciding to switch.

Use my cards

The selected cards are examples until you choose yours. Category results allocate the entered spending using the existing engine, including shared caps. The combined yearly estimate includes all selected cards’ full fees and automatic benefits.

Check a fee

The audit counts automatic credits and optional credits you select as used. Choosing a credit assumes you can use its full stated annual value, including its timing and eligibility conditions. This check excludes spending rewards and subjective perks.

Current scenario: $4,800/month, score 720, typical redemption values. Score filters apply to Find a card. The fee check uses selected credits, not spending.

Top-card tradeoffs

  • $95 annual fee — already subtracted from every figure here.
  • Its 5x travel rate applies only when you book through Capital One's portal — we don't count it.
Read the full methodology

A little help, wherever you are

Your money journey is your own.

Explore all cards

Turn your spending into a starting point.

The Statement Analyzer helps turn transactions into a spending profile.

Explore the Statement Analyzer

A different way to start your card search.

First card? Start on your terms.

Learn about credit, interest, and fees before you get into points and perks.

Start with the basics

Learn first. Choose when you’re ready.

Clear numbers. No guesswork.

Good vibes.
Grounded in math.

A useful estimate comes with its assumptions. We keep them close to the result.

See the methodology
  1. 01

    The fee stays visible.

    Ongoing value accounts for the full annual fee.

  2. 02

    A bonus isn’t forever.

    First-year offers stay separate from ongoing value.

  3. 03

    Unused credits aren’t savings.

    Optional credits only count when you select them.

Make your next move

A little clarity.
A lot more you.