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Credit Card Directory

Search and compare the cards RollsRewards tracks. Looking for a recommendation instead? Explore our Best Cards or use Find a Card.

82 cards tracked: 67 open consumer cards we rank, 10 business cards, and 5 cards closed to new applications, kept for reference.

Welcome offers: Current offer shown; issuer determines eligibility.

Carrying a balance? Rewards math isn't your problem — see 0% APR cards ranked by interest math →

Ranked for our default spending profileRankings change based on spending and how you redeem rewards.

$4,800/month · Typical point values

Redemption style

67 open personal cards

· every card checked against its issuer page

Sorted by net annual value for $4,800/month typical household spending — rewards minus the full annual fee, plus automatic credits — with points valued: typical.

$95 annual fee

$1,633/year for typical spending

2x miles everywhere

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$395 annual fee

$1,483/year for typical spending

2x miles everywhere

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$95 annual fee

$1,327/year for typical spending

3x travel & dining

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No annual fee

$1,152/year for typical spending

2% cash back everywhere

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No annual fee

$1,152/year for typical spending

2% cash back everywhere

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$325 annual fee

$1,117/year for typical spending

4x dining & grocery

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$0 fee · 1.25x miles everywhere

$1,080/year

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$95 fee · Dining & gas

$1,039/year

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$0 fee · Rent

$1,037/year

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$95 fee · Hotels & flights

$1,028/year

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$0 fee · Hotels & dining

$1,014/year

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$195 fee · Air canada & travel

$1,002/year

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Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

Business cards

Ranked separately on a business spending profile — never mixed into personal rankings. See Best Business Cards.

Cards closed to new applicants

Still have one of these? You can add it to My Cards or evaluate whether it's worth keeping.