Bank of America · Visa
Atmos Rewards Ascent Visa Signature®
Annual Fee
$95
Sign-Up Bonus
$1,260
Current offer shown; issuer determines eligibility.
Spend $2,500 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Alaska & Hawaiian Airlines flyers — West Coast, Hawaii, and Pacific routes
Sign-Up Bonus
Bonus: 70,000 points
Details: 70,000 bonus points + a $99 Companion Fare after $2,500 spend in 90 days — the current standard offer under the relaunched Atmos Rewards program (effective 07/01/2026).
Requirement: Spend $2,500 in 3 months
Estimated value: $1,260Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Alaska & Hawaiian Airlines (Atmos Rewards) purchases
Gas stations
Local transit & commuting
Streaming services
Cable & satellite TV
Point value: ~1.8¢ each
Key Benefits
Perks (not counted in our math)
Each anniversary after $6,000 annual spend — companion flies from $121 ($99 + taxes from $23) on Alaska/Hawaiian flights in North America
Primary cardholder + up to 6 companions on the same reservation
10% bonus on all points earned from purchases — requires an eligible Bank of America/Merrill account
Pros & Cons
Pros
- + Annual $99 companion fare (after $6k spend) — bring someone from ~$121
- + Free first checked bag for up to 6 companions — strong for families
- + Atmos/Alaska miles transfer to 32+ airline partners including Emirates, Cathay Pacific
- + Low $95 annual fee
Cons
- - $95 annual fee — raised from $75 in the Atmos rebrand
- - Companion fare requires $6,000 in annual spend to unlock
- - No Global Entry credit
- - No lounge access
Transfer Partners
Points transfer to 3 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on Bank of America's site
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.