American Express · Amex
Blue Business Plus
Annual Fee
$0
Sign-Up Bonus
$300
Spend $3,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Earning transferable points on all business spending
Sign-Up Bonus
Bonus: 15,000 points
Details: 15,000 Membership Rewards points after $3,000 spend in 3 months
Requirement: Spend $3,000 in 3 months
Estimated value: $300Terms apply.
Reward Categories
2x Membership Rewards on all purchases up to $50,000/yr, then 1x
Cap: $50,000/yr
Point value: ~2.0¢ each
Key Benefits
Spend beyond your credit limit when needed
Targeted statement credit offers at popular merchants
Pros & Cons
Pros
- + No annual fee
- + 2x MR points on everything (up to $50k) — worth ~4¢ per $2 spent
- + Full Amex transfer partner network — 20+ airlines and hotels
- + Simple flat rate, no categories
- + Gateway card to Amex ecosystem
Cons
- - Drops to 1x after $50k/yr
- - Points less useful without a premium Amex card
- - Requires Amex acceptance
- - Modest sign-up bonus
Transfer Partners
Transfer points to 7 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Recommended credit score: 670+
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