American Express · Amex
Blue Cash Everyday
Annual Fee
$0
up to $84/yr in credits if you use them
Sign-Up Bonus
$200
Current offer shown; issuer determines eligibility.
Spend $2,000 in 6mo
Terms apply.
Base Rate
1x
on everything
Best For
No-Fee Groceries
Sign-Up Bonus
Bonus: 200 cashback
Requirement: Spend $2,000 in 6 months
Estimated value: $200Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
US supermarkets (up to $6k/yr)
Cap: $6,000/yr
US online retail (up to $6k/yr)
Cap: $6,000/yr
US gas stations (up to $6k/yr)
Cap: $6,000/yr
Key Benefits
Credits — if you use them
Enroll at americanexpress.com for Disney+/Hulu/ESPN+ credit
Perks (not counted in our math)
Pros & Cons
Pros
- + 3% on groceries with no annual fee
- + $84/yr Disney Bundle credit
- + 3% on online shopping
- + No annual fee
Cons
- - $6k/yr grocery cap (then 1%)
- - Amex not accepted everywhere
- - Blue Cash Preferred beats it for heavy grocery spenders
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.