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Blue Cash Preferred
Offer verified 2026-04-09Source: American Express official terms

American Express · Amex

Blue Cash Preferred

46 / 100

Annual Fee

$95

Sign-Up Bonus

$350

Spend $3,000 in 6mo

Terms apply.

Base Rate

1x

on everything

Best For

Suburban households spending $500+/mo on groceries

Sign-Up Bonus

Bonus: 350 cashback

Requirement: Spend $3,000 in 6 months

Estimated value: $350Terms apply.

Reward Categories

grocery

US supermarkets

Cap: $6,000/yr

6x
streaming

Select streaming

6x
transit

Transit & rideshare

3x
gas

US gas stations

3x
Everything else1x

Key Benefits

Return Protection(~$50/yr)
Purchase Protection(~$50/yr)

Pros & Cons

Pros

  • + 6% on groceries (up to $6k)
  • + 6% on streaming services
  • + Solid gas and transit rates
  • + Cash back is simple

Cons

  • - $95 annual fee
  • - Grocery cap at $6,000/year
  • - Amex acceptance issues
Apply Now

Recommended credit score: 670+

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