American Express · Amex
American Express Gold
Annual Fee
$325
After credits: $1
Sign-Up Bonus
$1200
Spend $6,000 in 6mo
Terms apply.
Base Rate
1x
on everything
Best For
Households spending $500+/mo on dining and groceries
Sign-Up Bonus
Bonus: 60,000 points
Requirement: Spend $6,000 in 6 months
Estimated value: $1,200Terms apply.
Reward Categories
Restaurants worldwide
Cap: $50,000/yr
US supermarkets
Cap: $25,000/yr
Prepaid hotels via Amex Travel
Flights direct/Amex Travel
Point value: ~2.0¢ each
Key Benefits
Add card to Uber app → Uber Cash auto-loads monthly
Use at Grubhub, Seamless, Buffalo Wild Wings, Wonder, The Cheesecake Factory, Five Guys (enrollment required)
Up to $50 Jan–Jun and $50 Jul–Dec at U.S. Resy restaurants (enrollment required)
Pay with your Gold card at Dunkin' for automatic credit
Pros & Cons
Pros
- + 4x on dining and groceries
- + Monthly Uber and dining credits
- + Great transfer partners
- + No foreign transaction fees
Cons
- - High annual fee
- - Amex not accepted everywhere
- - Credits require effort to use
Transfer Partners
Transfer points to 5 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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