American Express · Amex
American Express® Green Card
Annual Fee
$150
After credits: $0
Sign-Up Bonus
$800
Spend $3,000 in 6mo
Terms apply.
Base Rate
1x
on everything
Best For
Urban commuters and travelers who want Amex transfer partners at a lower annual fee
Sign-Up Bonus
Bonus: 40,000 points
Requirement: Spend $3,000 in 6 months
Estimated value: $800Terms apply.
Reward Categories
Restaurants worldwide
Transit including taxis, rideshare, trains, buses, tolls, and parking
Flights, hotels, and other travel booked directly
Point value: ~2.0¢ each
Key Benefits
Pros & Cons
Pros
- + 3x on dining, transit, and travel — the trifecta for city dwellers
- + CLEAR Plus credit ($189) can offset the entire annual fee
- + Access to Amex transfer partners (same as Platinum/Gold)
- + LoungeBuddy credit for airport lounge access
Cons
- - $150 annual fee — credits require specific redemption to offset
- - No grocery or gas bonus categories
- - Amex not accepted everywhere internationally
- - Overshadowed by Gold (4x dining/grocery) and Platinum (5x flights)
Transfer Partners
Transfer points to 12 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Recommended credit score: 700+
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