American Express · Amex
Hilton Honors American Express Card
Casual Hilton guests who want no-fee hotel points plus solid everyday earning
No annual fee
Why people consider it
- 7x on Hotels.
- 5x on Dining.
- 5x on Gas.
Limited-time offer
Ends 2027-01-13
Welcome offer: 70,000 points≈ $350 at our typical valuation
Requirement: Spend $2,000 in 6 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: 70,000 Hilton Honors points plus a Free Night Reward after $2,000 spend in 6 months (offer through 2027-01-13). The free night is not valued in our estimate.
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Is this card worth it?
Ongoing value
$1,014/year
for the sample household ($4,800/month) · points at typical value
First-year value
$1,364 first year
Includes: +$350 welcome offer (70,000 points at our typical value)
$350 is one-time. $1,014/year is ongoing.
To earn the bonus: spend $2,000 in 6 months.
Offer verified: Nov 4, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- none
- Major trade-offs:
- Hilton points worth only ~0.5¢ each — high numbers but lower value Silver status is entry-level with limited perks
- Against a no-fee alternative:
- This is a no-fee card — nothing to earn back.
Detailed research
Full reward table and category caps
Hilton properties
Restaurants in the U.S.
U.S. gas stations
U.S. supermarkets
Optional benefits and credits
Perks (not counted in our math)
Approval and bonus eligibility caveats
Recommended credit score: 670+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + 7x on Hilton stays — solid earning with no annual fee
- + 5x on dining, gas, and groceries covers major spending categories
- + Hilton Silver status included
- + No annual fee makes this a keep-forever card
Cons
- - Hilton points worth only ~0.5¢ each — high numbers but lower value
- - Silver status is entry-level with limited perks
- - No Hilton free night certificate
- - Amex not accepted everywhere
Written by Tim · Data verified against issuer terms · Last checked Nov 4, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.