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Offer verified September 14, 2026Source: American Express official terms

American Express · Amex

Hilton Honors American Express Card

Annual Fee

$0

Sign-Up Bonus

$350

Current offer shown; issuer determines eligibility.

Spend $2,000 in 6mo

Terms apply.

Base Rate

3x

on everything

Best For

Casual Hilton guests who want no-fee hotel points plus solid everyday earning

Sign-Up Bonus

Bonus: 70,000 points

Details: 70,000 Hilton Honors points plus a Free Night Reward after $2,000 spend in 6 months (offer through 2027-01-13). The free night is not valued in our estimate.

Requirement: Spend $2,000 in 6 months

Estimated value: $350Terms apply. Current offer shown; issuer determines eligibility.

Reward Categories

Hotels

Hilton properties

7x
Dining

Restaurants in the U.S.

5x
Gas

U.S. gas stations

5x
Grocery

U.S. supermarkets

5x
Everything else3x

Key Benefits

Perks (not counted in our math)

No Annual Fee
Hilton Silver Status
No Foreign Transaction Fees

Pros & Cons

Pros

  • + 7x on Hilton stays — solid earning with no annual fee
  • + 5x on dining, gas, and groceries covers major spending categories
  • + Hilton Silver status included
  • + No annual fee makes this a keep-forever card

Cons

  • - Hilton points worth only ~0.5¢ each — high numbers but lower value
  • - Silver status is entry-level with limited perks
  • - No Hilton free night certificate
  • - Amex not accepted everywhere
Apply on issuer site — Hilton Honors American Express Card

Recommended credit score: 670+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.