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American Express Platinum

American Express · Amex

American Express Platinum

78 / 100

Annual Fee

$695

After credits: $69

Sign-Up Bonus

$1600

Spend $8,000 in 6mo

Base Rate

1x

on everything

Best For

Luxury Travel

Sign-Up Bonus

Bonus: 80,000 points

Requirement: Spend $8,000 in 6 months

Estimated value: $1,600

Reward Categories

travel

Flights via Amex/direct

5x
hotels

Prepaid via Amex Travel

5x
Everything else1x

Point value: 0.02¢ each

Key Benefits

Airline Fee Credit(~$200/yr)

Select your airline in your Amex account

Uber Cash ($15/mo + $20 Dec)(~$200/yr)

Add card to Uber app → Uber Cash auto-loads monthly

Saks Credit(~$100/yr)

Shop at Saks Fifth Avenue ($50 Jan-Jun, $50 Jul-Dec)

Hotel Credit(~$200/yr)

Book prepaid hotels via Amex Travel portal

Digital Entertainment(~$240/yr)

Enroll for Disney+, Hulu, ESPN+, NYT, Audible credits

Centurion Lounges(~$500/yr)

Show your Platinum card at any Centurion Lounge

Priority Pass(~$429/yr)

Register at prioritypass.com with your card

Global Entry/TSA(~$100/yr)

Apply at ttp.cbp.dhs.gov, pay with this card for credit

Marriott/Hilton Gold(~$200/yr)

Link card to Marriott/Hilton accounts for auto-status

Pros & Cons

Pros

  • + Centurion lounge access
  • + Extensive travel credits
  • + Hotel elite status
  • + Premium travel insurance

Cons

  • - Very high annual fee
  • - Must use credits to get value
  • - 5x only on flights

Transfer Partners

Transfer points to 5 airline and hotel partners for potentially higher value.

DeltaBritish AirwaysANASingaporeHilton
Apply Now

Recommended credit score: 720+

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