Offer verified 2026-04-09Source: Goldman Sachs official terms
Goldman Sachs · Mastercard
Apple Card
28 / 100
Annual Fee
$0
Sign-Up Bonus
N/A
0Base Rate
1x
on everything
Best For
Apple Ecosystem Users
Reward Categories
apple
3xApple purchases
apple_pay
2xApple Pay transactions
Everything else1x
Key Benefits
Daily Cash (instant)(~$25/yr)
No fees ever(~$50/yr)
Pros & Cons
Pros
- + 3% at Apple
- + 2% everywhere with Apple Pay
- + No fees of any kind
- + Clean app experience
Cons
- - Only 1% without Apple Pay
- - No signup bonus
- - Limited benefits
Rates and fees may vary.See current rates, fees, and terms on Goldman Sachs's site
Apply Now
Recommended credit score: 660+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
Is the Apple Card right for you?
Enter your monthly spending and see exactly how much this card would earn you compared to 74 other cards.
See how this card ranksCard information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.