Skip to content

Compensation does not affect rankings.Full disclosure

Offer verified September 14, 2026Source: Bank of America official terms

Bank of America · Visa

BofA Travel Rewards

Annual Fee

$0

Sign-Up Bonus

$250

Current offer shown; issuer determines eligibility.

Spend $1,000 in 3mo

Terms apply.

Base Rate

1.5x

on everything

Best For

BofA Customers / No-Fee Travel

Sign-Up Bonus

Bonus: 25,000 points

Requirement: Spend $1,000 in 3 months

Estimated value: $250Terms apply. Current offer shown; issuer determines eligibility.

Reward Categories

Travel

Booked via BofA Travel Center

3x
Everything else1.5x

Key Benefits

Perks (not counted in our math)

Preferred Rewards bonus (up to +75%)
No Foreign Transaction Fees

Pros & Cons

Pros

  • + No annual fee
  • + 1.5x on everything
  • + Preferred Rewards can boost to 2.6x for BofA customers
  • + Easy $250 sign-up bonus

Cons

  • - Only valuable if you bank with BofA
  • - No transfer partners
  • - Capital One Quicksilver is similar with no bank relationship needed
Apply on issuer site — BofA Travel Rewards

Recommended credit score: 670+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

Is the BofA Travel Rewards right for you?

Enter your monthly spending and see exactly how much this card would earn you compared to 80 other cards.

Run your numbers

Already carry it? Add it to My Cards →

Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.