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Bilt Mastercard
Offer verified 2026-04-09Source: Wells Fargo official terms

Wells Fargo · Mastercard

Bilt Mastercard

42 / 100

Annual Fee

$0

Sign-Up Bonus

N/A

0

Base Rate

1x

on everything

Best For

Renters paying $1k+/mo, earning points on rent

Reward Categories

rent

Rent (no fee!)

1x
dining

Restaurants

3x
travel

Travel

2x
Everything else1x

Point value: ~1.8¢ each

Key Benefits

Rent Reporting(~$100/yr)
Lyft Pink(~$96/yr)
No Foreign Transaction Fees(~$50/yr)

Pros & Cons

Pros

  • + Only card for rent with no fees
  • + Points transfer to major partners
  • + No annual fee
  • + Rent payment builds credit

Cons

  • - Must make 5 transactions/month
  • - No welcome bonus
  • - 1x on rent is modest

Transfer Partners

Transfer points to 5 airline and hotel partners for potentially higher value.

UnitedAmerican AirlinesHyattMarriottIHG

Rates and fees may vary.See current rates, fees, and terms on Wells Fargo's site

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Recommended credit score: 670+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.