Column N.A. · Mastercard
Bilt Blue Card
Annual Fee
$0
Sign-Up Bonus
$100
Terms apply.
Base Rate
1x
on everything
Best For
Renters who want to earn points on rent with no annual fee
Sign-Up Bonus
Bonus: 100 Bilt Cash
Details: $100 of Bilt Cash as a sign-up bonus
Requirement: Spend $0 in 0 months
Estimated value: $100Terms apply.
Reward Categories
Rent & mortgage (no payment fee), up to 1.25x — or choose 4% back in Bilt Cash on everyday spend
Point value: ~1.8¢ each
Key Benefits
Pay rent or mortgage by card with no transaction fee
Reports your rent payments to the credit bureaus
Pros & Cons
Pros
- + Earn up to 1.25x on rent & mortgage with no payment fee (or 4% back in Bilt Cash on everyday spend)
- + Points transfer to major airline & hotel partners
- + No annual fee and no foreign transaction fees
- + Rent payments are reported to build credit
Cons
- - Must make 5 transactions/month to earn points
- - Only 1x on everyday (non-rent) spend on the free tier
- - Bigger earning (3x dining/grocery, travel) requires the paid Obsidian ($95) or Palladium ($495) tiers
Transfer Partners
Transfer points to 5 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on Column N.A.'s site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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