Bank of America · Visa
Bank of America Customized Cash
31 / 100
Annual Fee
$0
Sign-Up Bonus
$200
Spend $1,000 in 3mo
Base Rate
1x
on everything
Best For
Flexible Cash Back
Sign-Up Bonus
Bonus: 200 cashback
Requirement: Spend $1,000 in 3 months
Estimated value: $200
Reward Categories
choice
3xCategory you choose
Cap: $2,500/yr
grocery
2xGrocery & wholesale
Cap: $2,500/yr
Everything else1x
Point value: 0.01¢ each
Key Benefits
Preferred Rewards boost(~$100/yr)
Link BofA accounts for up to 75% bonus
Pros & Cons
Pros
- + Choose your 3% category
- + Preferred Rewards can boost to 5.25%
- + No annual fee
Cons
- - $2,500 quarterly cap
- - Must change category manually
- - Best value needs BofA relationship
Apply Now
Recommended credit score: 670+
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