Bank of America · Visa
Bank of America® Unlimited Cash Rewards Credit Card
Annual Fee
$0
Sign-Up Bonus
$200
Spend $1,000 in 3mo
Terms apply.
Base Rate
1.5x
on everything
Best For
BofA banking customers who can boost flat 1.5% to 2.625% with Preferred Rewards
Sign-Up Bonus
Bonus: 200 cash back
Requirement: Spend $1,000 in 3 months
Estimated value: $200Terms apply.
Key Benefits
Pros & Cons
Pros
- + 1.5% on everything, boosted to 2.625% with Preferred Rewards Platinum Honors
- + $200 bonus for $1,000 spend — easy to hit
- + No annual fee
- + 0% intro APR for 15 billing cycles on purchases
Cons
- - Base 1.5% is average without Preferred Rewards
- - Preferred Rewards requires $100K+ in BofA/Merrill accounts for max boost
- - No bonus categories for targeted spending
- - No transfer partners
Rates and fees may vary.See current rates, fees, and terms on Bank of America's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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