Capital One · Visa
Capital One Quicksilver
Annual Fee
$0
Sign-Up Bonus
$200
Current offer shown; issuer determines eligibility.
Spend $500 in 3mo
Terms apply.
Base Rate
1.5x
on everything
Best For
Simple 1.5% Cash Back
Sign-Up Bonus
Bonus: 200 cashback
Requirement: Spend $500 in 3 months
Estimated value: $200Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Hotels & rental cars via C1 Travel
Capital One Entertainment purchases
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + 1.5% on everything with no annual fee
- + No category tracking needed
- + Easy $200 sign-up bonus
- + Great starter rewards card
Cons
- - No bonus categories
- - Chase Freedom Unlimited earns more in dining
- - No travel perks
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.