Capital One · Mastercard
Capital One Quicksilver Student Cash Rewards Credit Card
Annual Fee
$0
Sign-Up Bonus
$50
Current offer shown; issuer determines eligibility.
Spend $100 in 3mo
Terms apply.
Base Rate
1.5x
on everything
Best For
Students building credit who want flat 1.5% cash back with no annual fee
Sign-Up Bonus
Bonus: 50 cash back
Requirement: Spend $100 in 3 months
Estimated value: $50Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Hotels, vacation rentals & rental cars via Capital One Travel
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + 1.5% on everything — among the best student card earn rates
- + No annual fee
- + No foreign transaction fees — great for study abroad
- + No credit history required — designed for students
Cons
- - Bonus categories limited to the Capital One Travel portal
- - Only 1.5% on everyday (non-portal) spend
- - No transfer partners
- - Lower credit limit typical for student cards
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Recommended credit score: 300+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.