Capital One · Mastercard
Capital One Savor Student
Annual Fee
$0
Sign-Up Bonus
$50
Current offer shown; issuer determines eligibility.
Spend $100 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Students — Dining & Entertainment
Sign-Up Bonus
Bonus: 50 cashback
Requirement: Spend $100 in 3 months
Estimated value: $50Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Restaurants & food delivery
Movies, concerts, events
Streaming services
Grocery stores (excl. superstores)
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + 3% on dining, entertainment, streaming AND groceries
- + No annual fee, approved for students
- + One of the best student rewards cards
- + Upgrade path to Savor or Venture
Cons
- - Only 1% on everything else
- - Excludes Walmart and Target for grocery 3%
- - No premium benefits
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Recommended credit score: 580+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.