Capital One · Mastercard
Capital One Savor Student
Students — Dining & Entertainment
No annual fee
Why people consider it
- 3x on Dining.
- 3x on Entertainment.
- 3x on Streaming.
Current welcome offer
Welcome offer: +$50
Requirement: Spend $100 in 3 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Recommended credit score: 580+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
Calculate my rewards → Enter your monthly spending and see exactly how much this card would earn you compared to every other card we track. Already carry it? Add it to My Cards →
Is this card worth it?
Ongoing value
$833/year
for the sample household ($4,800/month) · points at typical value
First-year value
$883 first year
Includes: +$50 welcome offer
$50 is one-time. $833/year is ongoing.
To earn the bonus: spend $100 in 3 months.
Offer verified: Nov 4, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- none
- Major trade-offs:
- Only 1% on everything else Excludes Walmart and Target for grocery 3%
- Against a no-fee alternative:
- This is a no-fee card — nothing to earn back.
Detailed research
Full reward table and category caps
Restaurants & food delivery
Movies, concerts, events
Streaming services
Grocery stores (excl. superstores)
Capital One Entertainment tickets via Capital One
Hotels, vacation rentals and rental cars via Capital One Travel
Optional benefits and credits
Perks (not counted in our math)
Approval and bonus eligibility caveats
Recommended credit score: 580+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + 3% on dining, entertainment, streaming AND groceries
- + No annual fee, approved for students
- + One of the best student rewards cards
- + Upgrade path to Savor or Venture
Cons
- - Only 1% on everything else
- - Excludes Walmart and Target for grocery 3%
- - No premium benefits
Written by Tim · Data verified against issuer terms · Last checked Nov 4, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.