Capital One · Visa
Capital One Savor
Annual Fee
$0
Sign-Up Bonus
$200
Current offer shown; issuer determines eligibility.
Spend $500 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Dining and entertainment spenders, no annual fee
Sign-Up Bonus
Bonus: 200 cashback
Details: One-time $200 cash bonus after $500 spend in 3 months (reduced from $250; verified on capitalone.com 2026-08-25).
Requirement: Spend $500 in 3 months
Estimated value: $200Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Restaurants
Entertainment
Grocery stores
Streaming services
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + No annual fee
- + 3% on dining, groceries, entertainment
- + No foreign transaction fees
- + Easy approval
Cons
- - Only 1% on other purchases
- - No premium benefits
- - Cash back only
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.