Capital One · Visa
Capital One Venture
Annual Fee
$95
up to $50/yr in credits if you use them
Sign-Up Bonus
$1,425
Current offer shown; issuer determines eligibility.
Spend $4,000 in 3mo
Terms apply.
Base Rate
2x
on everything
Best For
Flat-Rate Travel (Mid-Tier)
Sign-Up Bonus
Bonus: 75,000 miles
Details: 75,000 miles after $4,000 spend in 3 months, plus a $300 statement credit toward hotel and vacation-rental bookings through Capital One Travel in your first year (limited-time offer, live since 2026-09-08, no end date published)
Requirement: Spend $4,000 in 3 months
Estimated value: $1,425Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Hotels & rental cars via C1 Travel
Point value: ~1.5¢ each
Key Benefits
Credits — if you use them
Book 2-night minimum via Capital One Travel
Perks (not counted in our math)
Apply at ttp.cbp.dhs.gov, pay with this card; shown at its ~$30/yr annualized value
Pros & Cons
Pros
- + 2x miles on every purchase — no category tracking
- + Great transfer partners
- + Lower annual fee than Venture X
- + Easy to maximize
Cons
- - $95 annual fee
- - No lounge access
- - Points worth less than Chase/Amex without transfers
Transfer Partners
Points transfer to 10 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.