Chase · Mastercard
Chase Aeroplan®
Annual Fee
$195
up to $100/yr in credits if you use them
Sign-Up Bonus
$1,125
Current offer shown; issuer determines eligibility.
Spend $4,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
International travelers — 45+ Star Alliance partners via Aeroplan
Sign-Up Bonus
Bonus: 75,000 points
Details: 75,000 bonus points after $4,000 spend in 3 months, plus 40,000 more after $20,000 in the first 12 months (the second tier is not counted here). Card refreshed 2026-09-10 — Chase calls it limited time with no end date published.
Requirement: Spend $4,000 in 3 months
Estimated value: $1,125Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Air Canada flights
Restaurants worldwide — 3x through 2026-12-31, then 2x
Travel purchases (added in the 2026-09 refresh)
Gas stations (added in the 2026-09 refresh)
Grocery stores — 3x through 2026-12-31, then 2x
Point value: ~1.5¢ each
Key Benefits
Credits — if you use them
Up to $50 twice a year on Air Canada purchases (2026-09 refresh)
Perks (not counted in our math)
Status for the opening + following calendar year; maintain with $15k annual spend (status, not redeemable miles)
Up to $120 every 4 years; shown at its ~$30/yr annualized value
Pros & Cons
Pros
- + 3x on Air Canada and travel; dining and groceries 3x through 2026-12-31, then 2x — at a $195 fee
- + Aeroplan 25K elite status + free checked bag on Air Canada
- + Aeroplan transfers to Lufthansa, Singapore, ANA + 42 more partners
- + Free checked bag on Air Canada flights
Cons
- - Best value requires Air Canada or Star Alliance bookings
- - Chase 5/24 rule applies
- - No lounge access at this fee tier
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.