Chase · Mastercard
Air Canada Aeroplan® Card
International travelers — 45+ Star Alliance partners via Aeroplan
$195 annual fee up to $100/yr in credits if you use them
Why people consider it
- 3x on Air Canada.
- 3x on Travel.
- 2x on Dining.
Current welcome offer
Welcome offer: 75,000 points≈ $1,125 at our typical valuation
Requirement: Spend $4,000 in 3 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: 75,000 bonus points after $4,000 spend in 3 months, plus 40,000 more after $20,000 in the first 12 months (the second tier is not counted here). Renamed the Air Canada Aeroplan Card in the 2026-09-10 refresh; the page shows no end date and no promotional wording (verified 2026-11-04).
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Is this card worth it?
Ongoing value
$1,002/year
for the sample household ($4,800/month) · points at typical value
First-year value
$2,127 first year
Includes: +$1,125 welcome offer (75,000 points at our typical value)
$1,125 is one-time. $1,002/year is ongoing.
To earn the bonus: spend $4,000 in 3 months.
Offer verified: Nov 4, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- $195, charged in full — credits count only if you use them
- Major trade-offs:
- Best value requires Air Canada or Star Alliance bookings Chase 5/24 rule applies
- Against a no-fee alternative:
- We'd choose the $0-fee option. Citi Double Cash nets as much as Chase Aeroplan on this spending, with no fee to earn back. (The sample household; run your own numbers.)
Detailed research
Full reward table and category caps
Air Canada flights
Restaurants worldwide — 3x through 2026-12-31, then 2x
Travel purchases (added in the 2026-09 refresh)
Gas stations (added in the 2026-09 refresh)
Grocery stores — 3x through 2026-12-31, then 2x
Point value: ~1.5¢ each
Optional benefits and credits
Credits — if you use them
Up to $50 twice a year on Air Canada purchases (2026-09 refresh)
Perks (not counted in our math)
Aeroplan 25K Status automatically at account opening with no spend requirement, for as long as the account stays open; 35K Status after $75,000 in a calendar year
Up to $120 every 4 years; shown at its ~$30/yr annualized value
Approval and bonus eligibility caveats
Recommended credit score: 700+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + 3x on Air Canada and travel; dining and groceries 3x through 2026-12-31, then 2x — at a $195 fee
- + Aeroplan 25K elite status + free checked bag on Air Canada
- + Aeroplan transfers to Lufthansa, Singapore, ANA + 42 more partners
- + Free checked bag on Air Canada flights
Cons
- - Best value requires Air Canada or Star Alliance bookings
- - Chase 5/24 rule applies
- - No lounge access at this fee tier
Written by Tim · Data verified against issuer terms · Last checked Nov 4, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.