Chase · Mastercard
Chase Freedom Flex
Annual Fee
$0
Sign-Up Bonus
$200
Spend $500 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Optimizers willing to activate quarterly 5x categories
Sign-Up Bonus
Bonus: 20,000 points
Requirement: Spend $500 in 3 months
Estimated value: $200Terms apply.
Reward Categories
Quarterly categories
Cap: $6,000/yr
Via Chase Travel
Restaurants
Drugstores
Key Benefits
Pros & Cons
Pros
- + No annual fee
- + 5% rotating categories
- + Cell phone protection
- + Points transfer to Sapphire
Cons
- - Must activate quarterly
- - $1,500 cap on 5% categories
- - 5/24 rule applies
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 670+
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