Chase · Visa
Chase Freedom Rise
Annual Fee
$0
Sign-Up Bonus
$25
Current offer shown; issuer determines eligibility.
Terms apply.
Base Rate
1.5x
on everything
Best For
First Card / Building Credit
Sign-Up Bonus
Bonus: 25 cashback
Details: $25 statement credit for enrolling in autopay within 3 months, plus a limited-time welcome boost: 3% back on dining on up to $6,000 in the first 6 months (worth up to ~$90 over the 1.5% base). Verified 2026-08-06.
Requirement: Spend $0 in 3 months
Estimated value: $25Terms apply. Current offer shown; issuer determines eligibility.
Key Benefits
Perks (not counted in our math)
Eligible for review in as soon as 6 months
Pros & Cons
Pros
- + 1.5% on everything with no annual fee
- + Designed for limited credit history
- + Chase ecosystem — upgrade path to Sapphire
- + DashPass included
Cons
- - No bonus categories
- - May require Chase checking account
- - Lower credit limits at first
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 580+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.