Chase · Visa
Ink Business Preferred
A business product: issuers expect business purchases (sole proprietors and freelancers qualify with an SSN). It never competes in our consumer rankings — see the business ranking instead.
Annual Fee
$95
Sign-Up Bonus
$1,500
Current offer shown; issuer determines eligibility.
Spend $8,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Business Travel & Ads
Sign-Up Bonus
Bonus: 100,000 points
Requirement: Spend $8,000 in 3 months
Estimated value: $1,500Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Travel (combined $150k/yr cap, then 1x)
Cap: $150,000/yr
Shipping (combined $150k/yr cap, then 1x)
Cap: $150,000/yr
Internet, cable, phone (combined $150k/yr cap, then 1x)
Cap: $150,000/yr
Social media & search ads (combined $150k/yr cap, then 1x)
Cap: $150,000/yr
Point value: ~1.5¢ each
Key Benefits
Perks (not counted in our math)
Pay phone bill with card
Pros & Cons
Pros
- + Huge 100k bonus
- + 3x on ads and shipping
- + Points transfer to Sapphire
- + Cell phone protection
Cons
- - Requires business (can be sole prop)
- - 8k spend requirement is high
- - Only 1x on most purchases
Transfer Partners
Points transfer to 9 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.