Chase · Visa
Chase Sapphire Preferred
Annual Fee
$95
After credits: $45
Sign-Up Bonus
$1200
Spend $4,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Households spending $400+/mo on dining and travel
Sign-Up Bonus
Bonus: 60,000 points
Requirement: Spend $4,000 in 3 months
Estimated value: $1,200Terms apply.
Reward Categories
Travel via Chase
Restaurants & delivery
Streaming services
Online grocery
Other travel
Point value: ~2.0¢ each
Key Benefits
Pros & Cons
Pros
- + Excellent transfer partners including Hyatt
- + Strong dining and travel rewards
- + Reasonable annual fee for benefits
- + Primary rental car insurance
Cons
- - 5/24 rule applies
- - Need Sapphire Reserve for best point value
- - No lounge access
Transfer Partners
Transfer points to 9 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 700+
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