
Chase · Visa
Chase Sapphire Reserve
Annual Fee
$550
After credits: $250
Sign-Up Bonus
$1200
Spend $4,000 in 3mo
Base Rate
1x
on everything
Best For
Premium Travel
Sign-Up Bonus
Bonus: 60,000 points
Requirement: Spend $4,000 in 3 months
Estimated value: $1,200
Reward Categories
Hotels/cars via Chase
Flights via Chase
Restaurants
Other travel
Point value: 0.02¢ each
Key Benefits
Automatically applies to travel purchases
Register at prioritypass.com with your card
Apply at ttp.cbp.dhs.gov, pay with this card for credit
Decline rental counter insurance — your card covers it
Activate DashPass membership via Chase portal
Pros & Cons
Pros
- + Priority Pass lounge access
- + $300 annual travel credit
- + Best point value in Chase ecosystem
- + Premium travel protections
Cons
- - High annual fee
- - 5/24 rule applies
- - Travel credit can be restrictive
Transfer Partners
Transfer points to 9 airline and hotel partners for potentially higher value.
Recommended credit score: 720+
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