Citi · Mastercard
Citi® / AAdvantage® Platinum Select®
Annual Fee
$99
Sign-Up Bonus
$1,120
Current offer shown; issuer determines eligibility.
Spend $3,500 in 4mo
Terms apply.
Base Rate
1x
on everything
Best For
American Airlines frequent flyers
Sign-Up Bonus
Bonus: 80,000 miles
Details: 80,000 AAdvantage miles after $3,500 spend in 4 months (limited-time offer) — current offer also waives the $99 annual fee for the first year. Verified 2026-08-06.
Requirement: Spend $3,500 in 4 months
Estimated value: $1,120Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
American Airlines purchases
Restaurants & food delivery
Gas stations
Point value: ~1.4¢ each
Key Benefits
Perks (not counted in our math)
Primary cardholder + up to 4 companions on the same itinerary — saves $30 each way per person
Board before general boarding on American flights
Applied as statement credit automatically on AA flights
Earn after spending $20,000 in a cardmember year — 1-year validity
Pros & Cons
Pros
- + First bag free for you + up to 4 travel companions
- + 80,000 miles sign-up bonus — good for domestic flights
- + 2x on dining and gas beyond AA purchases
- + $125 flight discount after $20k spend
Cons
- - $99 annual fee
- - No Global Entry credit
- - No lounge access
- - No inflight wifi credit
Transfer Partners
Points transfer to 2 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on Citi's site
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.