Citi · Mastercard
Citi Custom Cash
Annual Fee
$0
Sign-Up Bonus
$200
Spend $1,500 in 6mo
Terms apply.
Base Rate
1x
on everything
Best For
Automatic 5% on your top spending category each month
Sign-Up Bonus
Bonus: 200 cashback
Requirement: Spend $1,500 in 6 months
Estimated value: $200Terms apply.
Reward Categories
Auto-selected: 5% on your top spend category each billing cycle (up to $500/mo)
Cap: $6,000/yr
Key Benefits
Pros & Cons
Pros
- + Automatic 5% on top category
- + No annual fee
- + No activation needed
- + Can have multiple
Cons
- - $500 monthly cap on 5%
- - Only 1% on other spending
- - Limited benefits
Rates and fees may vary.See current rates, fees, and terms on Citi's site
Recommended credit score: 670+
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