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Citi Custom Cash

Citi · Mastercard

Citi Custom Cash

31 / 100

Annual Fee

$0

Sign-Up Bonus

$200

Spend $1,500 in 6mo

Base Rate

1x

on everything

Best For

Auto 5% Category

Sign-Up Bonus

Bonus: 200 cashback

Requirement: Spend $1,500 in 6 months

Estimated value: $200

Reward Categories

top category

Auto top category

Cap: $6,000/yr

5x
Everything else1x

Point value: 0.01¢ each

Key Benefits

0% Intro APR(~$50/yr)

Pros & Cons

Pros

  • + Automatic 5% on top category
  • + No annual fee
  • + No activation needed
  • + Can have multiple

Cons

  • - $500 monthly cap on 5%
  • - Only 1% on other spending
  • - Limited benefits
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Recommended credit score: 670+

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