Citi · Mastercard
Citi Strata Premier
Annual Fee
$95
After credits: $0
Sign-Up Bonus
$1125
Spend $4,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
All-Around Travel & Everyday
Sign-Up Bonus
Bonus: 75,000 points
Requirement: Spend $4,000 in 3 months
Estimated value: $1,125Terms apply.
Reward Categories
Flights & hotels
Restaurants
Supermarkets
Gas stations
Point value: ~1.5¢ each
Key Benefits
Book single hotel stay of $500+ via Citi Travel
Pros & Cons
Pros
- + 3x on travel, dining, grocery AND gas
- + Strong transfer partners
- + Good sign-up bonus
- + Underrated vs Chase/Amex
Cons
- - $95 annual fee
- - ThankYou points ecosystem smaller than Chase/Amex
- - No lounge access
Transfer Partners
Transfer points to 7 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on Citi's site
Recommended credit score: 700+
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