Citi · Mastercard
Citi Strata Premier
57 / 100
Annual Fee
$95
After credits: $0
Sign-Up Bonus
$750
Spend $4,000 in 3mo
Base Rate
1x
on everything
Best For
All-Around Travel & Everyday
Sign-Up Bonus
Bonus: 75,000 points
Requirement: Spend $4,000 in 3 months
Estimated value: $750
Reward Categories
travel
3xFlights & hotels
dining
3xRestaurants
grocery
3xSupermarkets
gas
3xGas stations
Everything else1x
Point value: 0.017¢ each
Key Benefits
$100 Hotel Savings (annual)(~$100/yr)
Book single hotel stay of $500+ via Citi Travel
No Foreign Transaction Fees(~$50/yr)
Pros & Cons
Pros
- + 3x on travel, dining, grocery AND gas
- + Strong transfer partners
- + Good sign-up bonus
- + Underrated vs Chase/Amex
Cons
- - $95 annual fee
- - ThankYou points ecosystem smaller than Chase/Amex
- - No lounge access
Transfer Partners
Transfer points to 7 airline and hotel partners for potentially higher value.
Turkish AirlinesAir France/KLMAviancaCathay PacificVirgin AtlanticWyndhamChoice Hotels
Apply Now
Recommended credit score: 700+
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