Citi · Visa
Costco Anywhere Visa® by Citi
Annual Fee
$0
Sign-Up Bonus
N/A
0Base Rate
1x
on everything
Best For
Costco members who spend heavily on gas and want no annual fee
Reward Categories
4% other gas & EV charging (5% at Costco gas stations); combined $7,000/yr cap, then 1%
Cap: $7,000/yr
Eligible travel purchases
Restaurants
Costco and Costco.com purchases
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + 5% at Costco gas stations, 4% on other gas (up to $7,000/yr combined)
- + 3% on restaurants and travel — solid secondary earn
- + No annual fee beyond Costco membership ($65/yr)
- + Cash back issued as annual check — simple redemption
Cons
- - Requires Costco membership ($65/yr) to hold the card
- - Cash back only redeemable once per year at Costco
- - No sign-up bonus
- - 2% at Costco is lower than some grocery cards
Rates and fees may vary.See current rates, fees, and terms on Citi's site
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.