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Costco Anywhere Visa® by Citi

Citi · Visa

Costco Anywhere Visa® by Citi

40 / 100

Annual Fee

$0

Sign-Up Bonus

N/A

Base Rate

1x

on everything

Best For

Costco members who spend heavily on gas and want no annual fee

Reward Categories

gas

Gas worldwide (including EV charging), up to $7,000/yr

Cap: $7,000/yr

4x
travel

Eligible travel purchases

3x
dining

Restaurants

3x
grocery

Costco and Costco.com purchases

2x
Everything else1x

Point value: 0.01¢ each

Key Benefits

No Annual Fee (Costco membership required)
No Foreign Transaction Fees(~$30/yr)
Damage & Theft Purchase Protection(~$50/yr)
Extended Warranty(~$40/yr)

Pros & Cons

Pros

  • + 4% on gas (up to $7,000/yr) is among the best gas rates available
  • + 3% on restaurants and travel — solid secondary earn
  • + No annual fee beyond Costco membership ($65/yr)
  • + Cash back issued as annual check — simple redemption

Cons

  • - Requires Costco membership ($65/yr) to hold the card
  • - Cash back only redeemable once per year at Costco
  • - No sign-up bonus
  • - 2% at Costco is lower than some grocery cards
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Recommended credit score: 700+

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