American Express · Amex
Delta SkyMiles Gold
Delta flyers wanting free bags + a $200 flight credit at a low fee
$150 annual fee up to $420/yr in credits if you use them
Why people consider it
- 2x on Delta.
- 2x on Dining.
- 2x on Grocery.
Current welcome offer
Current: 80,000 miles
Recent typical offer: 80,000 miles
Current offer matches recent typical offers.
Welcome offer: 80,000 miles≈ $960 at our typical valuation
Requirement: Spend $2,000 in 6 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: As high as 80,000 bonus miles after $2,000 spend in 6 months — the offer shown on delta.com and in the Amex offer terms, with no published end date; Amex welcome offers vary by applicant. The bundled first-year statement credit that came with the offer ending 2026-11-04 is no longer included. Verified 2026-11-05. $0 intro annual fee the first year, then $150.
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
Calculate my rewards → Enter your monthly spending and see exactly how much this card would earn you compared to every other card we track. Already carry it? Add it to My Cards →
Is this card worth it?
Ongoing value
$695/year
for the sample household ($4,800/month) · points at typical value
First-year value
$1,655 first year
Includes: +$960 welcome offer (80,000 miles at our typical value)
$960 is one-time. $695/year is ongoing.
To earn the bonus: spend $2,000 in 6 months.
Offer verified: Nov 5, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- $150, charged in full — credits count only if you use them
- Major trade-offs:
- Miles locked to Delta Low point value (~1.2¢)
- Against a no-fee alternative:
- We'd choose the $0-fee option. Citi Double Cash nets as much as Delta SkyMiles Gold on this spending, with no fee to earn back. (The sample household; run your own numbers.)
Detailed research
Full reward table and category caps
Delta purchases
Restaurants (incl. takeout & delivery, U.S.)
US supermarkets
Point value: ~1.2¢ each
Optional benefits and credits
Credits — if you use them
After $10,000 in purchases in a calendar year — toward future Delta travel
Annual statement credit on prepaid hotels/vacation rentals via Delta Stays
$10/month in U.S. rideshare statement credits — available after first renewal, enrollment required
Perks (not counted in our math)
First and second checked bag free on domestic Delta-operated flights
15% fewer miles on Delta award flights booked via delta.com/Fly Delta app
Statement credit on Delta inflight food & beverage
Approval and bonus eligibility caveats
Recommended credit score: 670+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + $0 intro annual fee the first year
- + Free first AND second checked bag on domestic Delta flights
- + $200 Delta flight credit (after $10k annual spend) + $100 Delta Stays + $120 rideshare credit
- + 2x on dining and U.S. groceries
Cons
- - Miles locked to Delta
- - Low point value (~1.2¢)
- - No lounge access
- - $200 flight credit requires $10k/yr spend to unlock
Written by Tim · Data verified against issuer terms · Last checked Nov 5, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.