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Offer verified September 14, 2026Source: American Express official terms

American Express · Amex

Delta SkyMiles Gold

Annual Fee

$150

up to $420/yr in credits if you use them

Sign-Up Bonus

$1,210

Current offer shown; issuer determines eligibility.

Spend $3,000 in 6mo

Terms apply.

Base Rate

1x

on everything

Best For

Delta flyers wanting free bags + a $200 flight credit at a low fee

Sign-Up Bonus

Bonus: 80,000 miles

Details: As high as 80,000 bonus miles plus a $250 statement credit after $3,000 spend in 6 months (offer ends 2026-11-04). Amex welcome offers vary by applicant. $0 intro annual fee the first year, then $150.

Requirement: Spend $3,000 in 6 months

Estimated value: $1,210Terms apply. Current offer shown; issuer determines eligibility.

Reward Categories

Delta

Delta purchases

2x
Dining

Restaurants (incl. takeout & delivery, U.S.)

2x
Grocery

US supermarkets

2x
Everything else1x

Point value: ~1.2¢ each

Key Benefits

Credits — if you use them

$200 Delta Flight Credit(~$200/yr)

After $10,000 in purchases in a calendar year — toward future Delta travel

$100 Delta Stays Credit(~$100/yr)

Annual statement credit on prepaid hotels/vacation rentals via Delta Stays

$120 Rideshare Credit(~$120/yr)

$10/month in U.S. rideshare statement credits — available after first renewal, enrollment required

Perks (not counted in our math)

First & Second Checked Bag Free

First and second checked bag free on domestic Delta-operated flights

TakeOff 15 (15% off award travel)

15% fewer miles on Delta award flights booked via delta.com/Fly Delta app

20% Back on Inflight Purchases

Statement credit on Delta inflight food & beverage

No Foreign Transaction Fees

Pros & Cons

Pros

  • + $0 intro annual fee the first year
  • + Free first AND second checked bag on domestic Delta flights
  • + $200 Delta flight credit (after $10k annual spend) + $100 Delta Stays + $120 rideshare credit
  • + 2x on dining and U.S. groceries

Cons

  • - Miles locked to Delta
  • - Low point value (~1.2¢)
  • - No lounge access
  • - $200 flight credit requires $10k/yr spend to unlock
Apply on issuer site — Delta SkyMiles Gold

Recommended credit score: 670+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.