Skip to content

Compensation does not affect rankings.Full disclosure

American Express · Amex

Delta SkyMiles Platinum

Frequent Delta flyers who want a companion certificate + a head start on status

$350 annual fee up to $390/yr in credits if you use them

Why people consider it

  • 3x on Delta.
  • 3x on Hotels.
  • 2x on Dining.

Current welcome offer

Current: 90,000 miles

Recent typical offer: 90,000 miles

Current offer matches recent typical offers.

Welcome offer: 90,000 miles≈ $1,080 at our typical valuation

Requirement: Spend $3,000 in 6 months

Tell us what you normally spend and we’ll check it against this requirement. Find a card →

Current offer shown; issuer determines eligibility.

Details: As high as 90,000 bonus miles after $3,000 spend in 6 months — the offer shown on delta.com and in the Amex offer terms, with no published end date; Amex welcome offers vary by applicant. The bundled first-year statement credit that came with the 2026-08-27 to 2026-11-04 offer is no longer included. Verified 2026-11-05.

Recommended credit score: 700+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

Calculate my rewards → Enter your monthly spending and see exactly how much this card would earn you compared to every other card we track. Already carry it? Add it to My Cards →

Is this card worth it?

Ongoing value

$495/year

for the sample household ($4,800/month) · points at typical value

First-year value

$1,575 first year

Includes: +$1,080 welcome offer (90,000 miles at our typical value)

$1,080 is one-time. $495/year is ongoing.

To earn the bonus: spend $3,000 in 6 months.

Offer verified: Nov 5, 2026

Worth considering if you already want this type of card.

Full annual fee:
$350, charged in full — credits count only if you use them
Major trade-offs:
$350 annual fee Miles only useful for Delta (no airline transfer partners)
Against a no-fee alternative:
We'd choose the $0-fee option. Citi Double Cash nets as much as Delta SkyMiles Platinum on this spending, with no fee to earn back. (The sample household; run your own numbers.)

Detailed research

Full reward table and category caps
Delta

Delta purchases

3x
Hotels

Hotels booked directly with the hotel

3x
Dining

Restaurants worldwide

2x
Grocery

US supermarkets

2x
Everything else1x

Point value: ~1.2¢ each

Optional benefits and credits

Credits — if you use them

$150 Delta Stays Credit(~$150/yr)

Annual statement credit on prepaid hotels via Delta Stays

$120 Rideshare Credit(~$120/yr)

$10/month in U.S. rideshare statement credits — enrollment required

$120 Resy Credit(~$120/yr)

$10/month in statement credits at U.S. Resy restaurants — enrollment required

Perks (not counted in our math)

Annual Companion Certificate

Delta Main round-trip within the U.S. or to Mexico, the Caribbean or Central America each anniversary year (taxes and fees $22–$250)

MQD Headstart

$2,500 Medallion Qualification Dollars toward Delta status each year

MQD Boost

Earn $1 MQD for every $20 in card purchases

First Checked Bag Free

First bag free on Delta flights worldwide; second bag free for you on domestic Delta-operated flights

Global Entry / TSA PreCheck Credit

Statement credit for the application fee every 4 years; shown at its ~$30/yr annualized value

20% Back on Inflight Purchases

Statement credit on Delta inflight food & beverage

Approval and bonus eligibility caveats

Recommended credit score: 700+ — the issuer decides every application.

Issuer verification source
Detailed methodology

Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.

Full methodology →

Editorial review and disclosures

Pros

  • + Annual companion certificate (Main Cabin) — easily worth the fee
  • + $2,500 MQD Headstart + MQD Boost accelerate Medallion status
  • + $150 Delta Stays + $120 rideshare credits — count them only if you'd use them
  • + 3x on Delta and on hotels booked direct

Cons

  • - $350 annual fee
  • - Miles only useful for Delta (no airline transfer partners)
  • - Companion certificate is Main Cabin with restrictions

Written by Tim · Data verified against issuer terms · Last checked Nov 5, 2026 · Methodology v2026.09.4

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.