American Express · Amex
Delta SkyMiles Platinum
Frequent Delta flyers who want a companion certificate + a head start on status
$350 annual fee up to $390/yr in credits if you use them
Why people consider it
- 3x on Delta.
- 3x on Hotels.
- 2x on Dining.
Current welcome offer
Current: 90,000 miles
Recent typical offer: 90,000 miles
Current offer matches recent typical offers.
Welcome offer: 90,000 miles≈ $1,080 at our typical valuation
Requirement: Spend $3,000 in 6 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: As high as 90,000 bonus miles after $3,000 spend in 6 months — the offer shown on delta.com and in the Amex offer terms, with no published end date; Amex welcome offers vary by applicant. The bundled first-year statement credit that came with the 2026-08-27 to 2026-11-04 offer is no longer included. Verified 2026-11-05.
Recommended credit score: 700+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Is this card worth it?
Ongoing value
$495/year
for the sample household ($4,800/month) · points at typical value
First-year value
$1,575 first year
Includes: +$1,080 welcome offer (90,000 miles at our typical value)
$1,080 is one-time. $495/year is ongoing.
To earn the bonus: spend $3,000 in 6 months.
Offer verified: Nov 5, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- $350, charged in full — credits count only if you use them
- Major trade-offs:
- $350 annual fee Miles only useful for Delta (no airline transfer partners)
- Against a no-fee alternative:
- We'd choose the $0-fee option. Citi Double Cash nets as much as Delta SkyMiles Platinum on this spending, with no fee to earn back. (The sample household; run your own numbers.)
Detailed research
Full reward table and category caps
Delta purchases
Hotels booked directly with the hotel
Restaurants worldwide
US supermarkets
Point value: ~1.2¢ each
Optional benefits and credits
Credits — if you use them
Annual statement credit on prepaid hotels via Delta Stays
$10/month in U.S. rideshare statement credits — enrollment required
$10/month in statement credits at U.S. Resy restaurants — enrollment required
Perks (not counted in our math)
Delta Main round-trip within the U.S. or to Mexico, the Caribbean or Central America each anniversary year (taxes and fees $22–$250)
$2,500 Medallion Qualification Dollars toward Delta status each year
Earn $1 MQD for every $20 in card purchases
First bag free on Delta flights worldwide; second bag free for you on domestic Delta-operated flights
Statement credit for the application fee every 4 years; shown at its ~$30/yr annualized value
Statement credit on Delta inflight food & beverage
Approval and bonus eligibility caveats
Recommended credit score: 700+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + Annual companion certificate (Main Cabin) — easily worth the fee
- + $2,500 MQD Headstart + MQD Boost accelerate Medallion status
- + $150 Delta Stays + $120 rideshare credits — count them only if you'd use them
- + 3x on Delta and on hotels booked direct
Cons
- - $350 annual fee
- - Miles only useful for Delta (no airline transfer partners)
- - Companion certificate is Main Cabin with restrictions
Written by Tim · Data verified against issuer terms · Last checked Nov 5, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.
