Discover · Discover
Discover it Student
Annual Fee
$0
Sign-Up Bonus
$300
Current offer shown; issuer determines eligibility.
Spend $300 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Students
Sign-Up Bonus
Bonus: 100 match
Details: $100 statement credit after $300 spend in 3 months, PLUS Discover Cashback Match — dollar-for-dollar match of all first-year cash back. Verified issuer page 2026-08-06.
Requirement: Spend $300 in 3 months
Estimated value: $300Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Quarterly rotating categories (up to $1,500/qtr)
Cap: $6,000/yr
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + Cashback Match doubles year-1 earnings
- + No annual fee, no minimum credit history
- + 5% rotating categories
Cons
- - Discover less accepted internationally
- - Must activate 5% categories quarterly
- - 1% on non-rotating spend
Rates and fees may vary.See current rates, fees, and terms on Discover's site
Recommended credit score: 580+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.