Chase · Visa
Disney Premier Visa Card
Disney fans — parks, cruises & resort stays
$49 annual fee
Why people consider it
- 5x on Streaming.
- 2x on Disney.
- 2x on Gas.
Current welcome offer
Welcome offer: +$300
Requirement: Spend $500 in 3 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: $200 Disney Gift Card on approval + $100 statement credit after $500 spend in first 3 months (~$300 total)
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Is this card worth it?
Ongoing value
$677/year
for the sample household ($4,800/month) · points at typical value
First-year value
$977 first year
Includes: +$300 welcome offer
$300 is one-time. $677/year is ongoing.
To earn the bonus: spend $500 in 3 months.
Offer verified: Nov 4, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- $49, charged in full — credits count only if you use them
- Major trade-offs:
- 3% foreign transaction fee — not for international travel Rewards only redeemable for Disney/travel, not cash
- Against a no-fee alternative:
- We'd choose the $0-fee option. Citi Double Cash nets as much as Disney Premier Visa Card on this spending, with no fee to earn back. (The sample household; run your own numbers.)
Detailed research
Full reward table and category caps
Disney+, Hulu, and ESPN streaming (billed at DisneyPlus.com, Hulu.com, Stream.ESPN.com)
Disney purchases (parks, resort, store, cruise)
Gas stations
Grocery stores
Restaurants & food delivery
Optional benefits and credits
Perks (not counted in our math)
Free DashPass on DoorDash (activate by 12/31/2027) + $10 off one non-restaurant order each month (quarterly for enrollments before 9/1/2026)
Shop at Disney Parks, Disney Springs, Disney Store
Use at select Disney restaurant locations
Finance Disney packages for 6 months, no interest
Approval and bonus eligibility caveats
Recommended credit score: 670+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + 5% on Disney+/Hulu/ESPN streaming; 2% on gas, grocery, dining + all Disney purchases
- + 10% off Disney merchandise and dining at the parks
- + Only $49 annual fee
- + ~$300 welcome bonus ($200 gift card + $100 after $500 spend)
Cons
- - 3% foreign transaction fee — not for international travel
- - Rewards only redeemable for Disney/travel, not cash
- - No lounge access or premium travel benefits
- - 1% on all non-bonus categories
Written by Tim · Data verified against issuer terms · Last checked Nov 4, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.