American Express · Amex
Hilton Honors Aspire
Annual Fee
$550
up to $819/yr in credits if you use them
Sign-Up Bonus
$1,000
Current offer shown; issuer determines eligibility.
Spend $6,000 in 6mo
Terms apply.
Base Rate
3x
on everything
Best For
Hilton Loyalists
Sign-Up Bonus
Bonus: 200,000 points
Details: 200,000 Hilton Honors points after $6,000 spend in 6 months (offer through 2027-01-13). Amex welcome offers vary by applicant.
Requirement: Spend $6,000 in 6 months
Estimated value: $1,000Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Hilton purchases
Flights booked direct (airline or Amex Travel)
Car rentals from select companies
U.S. restaurants
Key Benefits
Credits — if you use them
Up to $200 semi-annually at Hilton resorts — use for room charges, spa, dining
Up to $50/quarter on flights booked direct with an airline or via Amex Travel
Up to $219/year toward a CLEAR Plus membership — pay with your card
Perks (not counted in our math)
One free night annually at any Hilton property — no cap
Automatic — Hilton's highest tier: executive lounge, breakfast, suite upgrades
Pros & Cons
Pros
- + Free night with no cap — can be used at any Hilton worldwide
- + Automatic Diamond status (highest Hilton tier)
- + $400 resort credit + $200 airline credit = $600 in credits
- + Resort and airline credits are real value if Hilton stays and flights are already in your year — never a discount on the fee
- + 14x at Hilton — massive points earning
Cons
- - Hilton points worth only ~0.5¢
- - Credits require active use
- - Diamond status less valuable without Hilton stays
- - Amex acceptance issues abroad
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Recommended credit score: 720+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.