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World of Hyatt Business Credit Card
Offer verified 2026-07-20Source: Chase official terms

Chase · Visa

World of Hyatt Business Credit Card

77 / 100

Annual Fee

$199

After credits: $99

Sign-Up Bonus

$1020

Spend $5,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

Business owners who stay at Hyatt and want to accelerate elite status

Sign-Up Bonus

Bonus: 60,000 points

Requirement: Spend $5,000 in 3 months

Estimated value: $1,020Terms apply.

Reward Categories

hotels

Hyatt purchases (4 base + 5 bonus)

9x
top3 a

2x on your top 3 spend categories each quarter (adaptive)

2x
top3 b

2x on your top 3 spend categories each quarter (adaptive)

2x
top3 c

2x on your top 3 spend categories each quarter (adaptive)

2x
fitness

Fitness club & gym memberships (fixed)

2x
Everything else1x

Point value: ~1.7¢ each

Key Benefits

Discoverist Status(~$50/yr)
$100 Hyatt Statement Credit(~$100/yr)

$50 per qualifying Hyatt purchase of $50+, up to twice per year

5 Qualifying Night Credits(~$75/yr)
No Foreign Transaction Fees(~$30/yr)

Pros & Cons

Pros

  • + 9x earning at Hyatt properties — highest hotel card earn rate
  • + Up to $100/yr in Hyatt statement credits offsets the fee
  • + 5 qualifying night credits help reach Globalist status faster
  • + Hyatt points worth ~1.7¢ each — best value in hotel loyalty

Cons

  • - $199 annual fee
  • - No annual free night certificate (unlike the personal Hyatt card)
  • - Business card — requires business income to apply
  • - 2x only on your top 3 categories each quarter

Rates and fees may vary.See current rates, fees, and terms on Chase's site

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Recommended credit score: 720+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.