Chase · Visa
World of Hyatt Business Credit Card
A business product: issuers expect business purchases (sole proprietors and freelancers qualify with an SSN). It never competes in our consumer rankings — see the business ranking instead.
Annual Fee
$199
up to $100/yr in credits if you use them
Sign-Up Bonus
$1,190
Current offer shown; issuer determines eligibility.
Spend $7,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Business owners who stay at Hyatt and want to accelerate elite status
Sign-Up Bonus
Bonus: 70,000 points
Details: 70,000 bonus points after $7,000 spend in 3 months — elevated offer live since mid-July 2026, no announced end date. Verified 2026-08-06.
Requirement: Spend $7,000 in 3 months
Estimated value: $1,190Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Hyatt purchases (4 base + 5 bonus)
2x on your top 3 spend categories each quarter (adaptive)
2x on your top 3 spend categories each quarter (adaptive)
2x on your top 3 spend categories each quarter (adaptive)
Fitness club & gym memberships (fixed)
Point value: ~1.7¢ each
Key Benefits
Credits — if you use them
$50 per qualifying Hyatt purchase of $50+, up to twice per year
Perks (not counted in our math)
Pros & Cons
Pros
- + 9x earning at Hyatt properties — highest hotel card earn rate
- + Up to $100/yr in Hyatt statement credits — if you stay at Hyatt anyway
- + 5 qualifying night credits help reach Globalist status faster
- + Hyatt points worth ~1.7¢ each — best value in hotel loyalty
Cons
- - $199 annual fee
- - No annual free night certificate (unlike the personal Hyatt card)
- - Business card — requires business income to apply
- - 2x only on your top 3 categories each quarter
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 720+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.