Chase · Visa
World of Hyatt Business Credit Card
Business owners who stay at Hyatt and want to accelerate elite status
A business product: issuers expect business purchases (sole proprietors and freelancers qualify with an SSN). It never competes in our consumer rankings — see the business ranking instead.
$199 annual fee up to $100/yr in credits if you use them
Why people consider it
- 2x on your top eligible category.
- 9x on Hotels.
- 2x on Fitness.
Current welcome offer
Welcome offer: 70,000 points≈ $1,190 at our typical valuation
Requirement: Spend $7,000 in 3 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: 70,000 bonus points after $7,000 spend in 3 months — live since mid-July 2026, no announced end date. Verified 2026-08-06.
Recommended credit score: 720+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Is this card worth it?
Ongoing value
$964/year
for the sample household ($4,800/month) · points at typical value
First-year value
$2,154 first year
Includes: +$1,190 welcome offer (70,000 points at our typical value)
$1,190 is one-time. $964/year is ongoing.
To earn the bonus: spend $7,000 in 3 months.
Offer verified: Nov 4, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- $199, charged in full — credits count only if you use them
- Major trade-offs:
- $199 annual fee No annual free night certificate (unlike the personal Hyatt card)
Detailed research
Full reward table and category caps
Hyatt purchases (4 base + 5 bonus)
2x on your top 3 spend categories each quarter (adaptive)
2x on your top 3 spend categories each quarter (adaptive)
2x on your top 3 spend categories each quarter (adaptive)
Fitness club & gym memberships (fixed)
Point value: ~1.7¢ each
Optional benefits and credits
Credits — if you use them
$50 per qualifying Hyatt purchase of $50+, up to twice per year
Perks (not counted in our math)
5 tier-qualifying night credits for every $10,000 spent in a calendar year
Approval and bonus eligibility caveats
Recommended credit score: 720+ — the issuer decides every application.
A business product: issuers expect business purchases (sole proprietors and freelancers qualify with an SSN).
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + 9x earning at Hyatt properties — highest hotel card earn rate
- + Up to $100/yr in Hyatt statement credits — if you stay at Hyatt anyway
- + 5 qualifying night credits help reach Globalist status faster
- + Hyatt points worth ~1.7¢ each — best value in hotel loyalty
Cons
- - $199 annual fee
- - No annual free night certificate (unlike the personal Hyatt card)
- - Business card — requires business income to apply
- - 2x only on your top 3 categories each quarter
Written by Tim · Data verified against issuer terms · Last checked Nov 4, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.