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Compensation does not affect rankings.Full disclosure

Offer verified September 14, 2026Source: Chase official terms

Chase · Visa

World of Hyatt Credit Card

Annual Fee

$95

Sign-Up Bonus

$1,020

Current offer shown; issuer determines eligibility.

Spend $15,000 in 6mo

Terms apply.

Base Rate

1x

on everything

Best For

Hyatt Loyalists

Sign-Up Bonus

Bonus: 60,000 points

Details: Up to 60,000 points: 30,000 after $3,000 spend in 3 months, plus up to 30,000 more by earning 2x (on normally-1x purchases) on up to $15,000 in the first 6 months. The elevated 45k/$5k offer ended 2026-08-20; spend/months here model FULL realization ($15k/6mo) so low spenders aren't credited the ceiling.

Requirement: Spend $15,000 in 6 months

Estimated value: $1,020Terms apply. Current offer shown; issuer determines eligibility.

Reward Categories

Hyatt

Hyatt purchases

4x
Dining

Restaurants

2x
Flights

Flights, car rentals

2x
Transit

Transit & gym

2x
Everything else1x

Point value: ~1.7¢ each

Key Benefits

Perks (not counted in our math)

Free night (up to Cat 4)

Use at Cat 1-4 Hyatt

Discoverist status
Extra free night at $15k

Pros & Cons

Pros

  • + Best hotel point value (~1.7c)
  • + Free night annually
  • + 5 elite nights per year

Cons

  • - $15k total spend to earn the full 60k bonus
  • - Free night capped at Cat 4
  • - Hyatt has fewer locations
Apply on issuer site — World of Hyatt Credit Card

Recommended credit score: 680+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.