Chase · Visa
IHG One Rewards Premier
Annual Fee
$99
After credits: $0
Sign-Up Bonus
$700
Spend $3,000 in 3mo
Base Rate
3x
on everything
Best For
IHG / Holiday Inn Loyalists
Sign-Up Bonus
Bonus: 140,000 points
Requirement: Spend $3,000 in 3 months
Estimated value: $700
Reward Categories
IHG hotels (with Platinum Elite)
Travel purchases
Restaurants
Gas stations
Point value: 0.005¢ each
Key Benefits
Automatically credited each year — use at properties up to 40k points
Automatic — includes room upgrades, early check-in, bonus points
Book 3 nights through IHG with points — get the 4th free automatically
Apply at ttp.cbp.dhs.gov and pay with this card for statement credit
Pros & Cons
Pros
- + Free night annually worth more than the $99 fee
- + 4th night free on award bookings
- + 140k sign-up bonus worth ~$840
- + Platinum Elite status automatic
- + Global Entry credit covers fee for 5 years
Cons
- - IHG points worth only ~0.6¢
- - 26x only for IHG purchases
- - Free night capped at 40k points
- - IHG properties vary in quality
Recommended credit score: 680+
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