Chase · Visa
Ink Business Cash
Annual Fee
$0
Sign-Up Bonus
$1000
Spend $8,000 in 4mo
Terms apply.
Base Rate
1x
on everything
Best For
Freelancers with telecom/internet expenses
Sign-Up Bonus
Bonus: 100,000 points
Details: $1,000 cash back (100,000 points) after $8,000 spend in 4 months (current elevated offer)
Requirement: Spend $8,000 in 4 months
Estimated value: $1,000Terms apply.
Reward Categories
Office supply stores + internet, cable & phone (first $25k/yr combined)
Restaurants (first $25k/yr combined)
Gas stations (first $25k/yr combined)
Key Benefits
Add employee cards at no extra cost, set spending limits
New purchases covered against damage/theft for 120 days
Adds 1 year to eligible US manufacturer warranties
Pros & Cons
Pros
- + No annual fee — keeps costs at zero
- + 5x on office supply stores + internet, cable & phone
- + 2x on dining and gas
- + $1,000 welcome bonus after $8k spend
- + Points transfer to Sapphire cards to unlock 2¢+ value
Cons
- - 5x and 2x rates capped at $25k/yr per tier
- - Requires a business (freelance/sole prop qualifies)
- - 1x on most business expenses
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 680+
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