American Express · Amex
Marriott Bonvoy Brilliant
Annual Fee
$650
up to $300/yr in credits if you use them
Sign-Up Bonus
$1,300
Current offer shown; issuer determines eligibility.
Spend $6,000 in 6mo
Terms apply.
Base Rate
2x
on everything
Best For
Marriott Loyalists
Sign-Up Bonus
Bonus: 150,000 points
Details: Limited time (approvals through 2026-09-30): 150,000 points + $250 statement credit after $6,000 spend in 6 months. Corroborated FM/NerdWallet/EotF 2026-08-25; re-audit after 9/30 for reversion.
Requirement: Spend $6,000 in 6 months
Estimated value: $1,300Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Marriott Bonvoy hotels
Restaurants worldwide
Flights booked directly with airlines
Key Benefits
Credits — if you use them
Up to $25/month at restaurants — enroll in Amex benefits
Perks (not counted in our math)
Automatically issued each year after card renewal
Automatic — includes lounge access, breakfast, room upgrades
Register at prioritypass.com with your card
Up to $120 for Global Entry (every 4 yrs) OR up to $85 for TSA PreCheck; shown at its ~$30/yr annualized value
Pros & Cons
Pros
- + $300 dining credit offsets most of the premium
- + Free night worth up to 85k points (~$400+)
- + Automatic Platinum Elite status with suite upgrades
- + Unlimited Priority Pass lounge access
- + 6x at Marriott — best earn rate on the card
Cons
- - $650 annual fee is high
- - Marriott points worth only ~0.8¢
- - Need to use credits to justify cost
- - Amex not accepted everywhere
Transfer Partners
Points transfer to 5 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on American Express's site
Recommended credit score: 720+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.