Chase · Visa
Southwest Rapid Rewards® Priority
Annual Fee
$229
After credits: $109
Sign-Up Bonus
$1260
Spend $3,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Frequent Southwest flyers — seat perks, free bags & Companion Pass progress
Sign-Up Bonus
Bonus: 90,000 points
Details: 90,000 Rapid Rewards points after $3,000 spend in 3 months (limited-time offer; standard baseline ~50k-60k)
Requirement: Spend $3,000 in 3 months
Estimated value: $1,260Terms apply.
Reward Categories
Southwest Airlines purchases (flights, inflight, gift cards)
Gas stations
Restaurants
Point value: ~1.4¢ each
Key Benefits
Deposited to your account each cardmember anniversary
$10/month statement credit + 3 months complimentary Instacart+ — enrollment required
At booking when available — cardmember + up to 8 passengers on the reservation
Unlimited upgrades within 48 hours of departure when available
Cardmember + up to 8 passengers (Southwest now charges for checked bags otherwise)
Complimentary DoorDash DashPass + up to $10/quarter in credits (through 12/31/27)
10,000 Companion Pass qualifying points each year
Board by Group 5; earn 2,500 tier points per $5,000 spent toward A-List
Statement credit on Southwest inflight purchases
Pros & Cons
Pros
- + 4x on Southwest (up from 3x) + 2x gas & dining
- + Free checked bag + complimentary preferred seat & extra-legroom upgrades
- + $120 Instacart credit + DashPass offset much of the fee
- + 7,500 anniversary points + 10,000 Companion Pass boost each year
Cons
- - $229 annual fee — highest of the consumer Southwest cards
- - Points only useful on Southwest (no airline transfer partners)
- - Best value requires using the Instacart/DashPass credits
- - No lounge access
Transfer Partners
Transfer points to 2 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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