Chase · Visa
Southwest Rapid Rewards® Priority
Annual Fee
$229
up to $120/yr in credits if you use them
$105/yr arrives automatically
Sign-Up Bonus
$840
Current offer shown; issuer determines eligibility.
Spend $2,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Frequent Southwest flyers — seat perks, free bags & Companion Pass progress
Sign-Up Bonus
Bonus: 60,000 points
Details: 60,000 Rapid Rewards points after $2,000 spend in 3 months (standing offer; the 90k/$3k elevated promo ended 07/01/2026)
Requirement: Spend $2,000 in 3 months
Estimated value: $840Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Southwest Airlines purchases (flights, inflight, gift cards)
Gas stations
Restaurants
Point value: ~1.4¢ each
Key Benefits
Arrives automatically
Deposited to your account each cardmember anniversary
Credits — if you use them
$10/month statement credit + 3 months complimentary Instacart+ — enrollment required
Perks (not counted in our math)
At booking when available — cardmember + up to 8 passengers on the reservation
Unlimited upgrades within 48 hours of departure when available
Cardmember + up to 8 passengers (Southwest now charges for checked bags otherwise)
Complimentary DoorDash DashPass + up to $10/quarter in credits (through 12/31/27)
10,000 Companion Pass qualifying points each year
Board by Group 5; earn 2,500 tier points per $5,000 spent toward A-List
Statement credit on Southwest inflight purchases
Pros & Cons
Pros
- + 4x on Southwest (up from 3x) + 2x gas & dining
- + Free checked bag + complimentary preferred seat & extra-legroom upgrades
- + $120 Instacart credit + DashPass offset much of the fee
- + 7,500 anniversary points + 10,000 Companion Pass boost each year
Cons
- - $229 annual fee — highest of the consumer Southwest cards
- - Points only useful on Southwest (no airline transfer partners)
- - Best value requires using the Instacart/DashPass credits
- - No lounge access
Transfer Partners
Points transfer to 2 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.