Chase · Visa
Southwest Rapid Rewards® Priority
Frequent Southwest flyers — seat perks, free bags & Companion Pass progress
$229 annual fee up to $240/yr in credits if you use them $105/yr arrives automatically
Why people consider it
- 4x on Southwest.
- 2x on Gas.
- Points transfer to 2 airline and hotel partners.
Elevated welcome offer
Above the recent 60,000 points offer (about $840)
Current: 90,000 points
Recent typical offer: 75,000 points
Current offer is 20% higher than recent typical offers.
Welcome offer: 90,000 points≈ $1,260 at our typical valuation
Requirement: Spend $3,000 in 3 months
Tell us what you normally spend and we’ll check it against this requirement. Find a card →
Current offer shown; issuer determines eligibility.
Details: 90,000 Rapid Rewards points after $3,000 spend in 3 months — Chase calls it a limited-time offer with no published end date (the 90k offer returned in October 2026 after the 60,000-point standing offer). Verified on creditcards.chase.com 2026-11-04.
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Is this card worth it?
Ongoing value
$783/year
for the sample household ($4,800/month) · points at typical value
First-year value
$2,043 first year
Includes: +$1,260 welcome offer (90,000 points at our typical value)
Also counts $105 in anniversary points — deposited automatically at your first account anniversary (the end of month 12), so it sits in both the ongoing and the first-year figure.
$1,260 is one-time. $783/year is ongoing.
To earn the bonus: spend $3,000 in 3 months.
Offer verified: Nov 4, 2026
Worth considering if you already want this type of card.
- Full annual fee:
- $229, charged in full — credits count only if you use them
- Major trade-offs:
- $229 annual fee — highest of the consumer Southwest cards Points only useful on Southwest (no airline transfer partners)
- Against a no-fee alternative:
- We'd choose the $0-fee option. Citi Double Cash nets as much as Southwest Priority on this spending, with no fee to earn back. (The sample household; run your own numbers.)
Detailed research
Full reward table and category caps
Southwest Airlines purchases (flights, inflight, gift cards)
Gas stations
Restaurants
Point value: ~1.4¢ each
Optional benefits and credits
Arrives automatically
Deposited to your account each cardmember anniversary
Credits — if you use them
$10/month statement credit + 3 months complimentary Instacart+ — enrollment required
$10 off one non-restaurant DoorDash order each month for DashPass activated on or after 2026-09-01 (activate by 2026-12-31) — enrollment required
Perks (not counted in our math)
At booking when available — cardmember + up to 8 passengers on the reservation
Unlimited upgrades within 48 hours of departure when available
Cardmember + up to 8 passengers (Southwest now charges for checked bags otherwise)
12 months of complimentary DashPass (activate by 2026-12-31); the $10 monthly non-restaurant order credit is listed separately
10,000 Companion Pass qualifying points each year through 2026; Southwest retires Companion Pass qualifying points after 2026-12-31, so the boost does not count toward a 2027 pass
Board by Group 5; earn 2,500 tier points per $5,000 spent toward A-List
Statement credit on Southwest inflight purchases
Redemption and transfer information
Points transfer to 2 airline and hotel partners — often where the highest redemption values live.
Approval and bonus eligibility caveats
Recommended credit score: 670+ — the issuer decides every application.
Issuer verification source
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Detailed methodology
Net annual value = rewards on a spending profile at typical point value − the full annual fee; credits count only if you tell us you use them; a welcome offer counts once, in year one, only where the profile meets its requirement. Same math as Find a Card. Methodology v2026.09.4.
Editorial review and disclosures
Pros
- + 4x on Southwest (up from 3x) + 2x gas & dining
- + Free checked bag + complimentary preferred seat & extra-legroom upgrades
- + $120 Instacart credit + DashPass offset much of the fee
- + 7,500 anniversary points + 10,000 Companion Pass boost each year
Cons
- - $229 annual fee — highest of the consumer Southwest cards
- - Points only useful on Southwest (no airline transfer partners)
- - Best value requires using the Instacart/DashPass credits
- - No lounge access
Written by Tim · Data verified against issuer terms · Last checked Nov 4, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.