Chase · Visa
Southwest Rapid Rewards Plus
Annual Fee
$99
After credits: $57
Sign-Up Bonus
$1120
Spend $1,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Occasional Southwest flyers who want a free checked bag at a low fee
Sign-Up Bonus
Bonus: 80,000 points
Details: 80,000 bonus points after $1,000 spend in 3 months
Requirement: Spend $1,000 in 3 months
Estimated value: $1,120Terms apply.
Reward Categories
Southwest Airlines purchases
Gas stations (first $5k/yr combined with grocery)
Cap: $5,000/yr
Grocery stores (first $5k/yr combined with gas)
Cap: $5,000/yr
Point value: ~1.4¢ each
Key Benefits
For you on every Southwest flight (Southwest now charges for checked bags otherwise)
10% promo code each year on your cardmember anniversary (excludes Basic fare)
Deposited each cardmember anniversary
Companion Pass qualifying points boost each year
Board no later than Group 5
Statement credit on Southwest inflight purchases
Pros & Cons
Pros
- + First checked bag free on every flight (now that Southwest charges for bags)
- + 80,000-point welcome offer with an easy $1k spend
- + 2x on gas & groceries (first $5k/yr) plus Southwest purchases
- + Points count toward the Companion Pass
Cons
- - $99 annual fee — raised from $69 in the 2025 refresh
- - Points only useful on Southwest (no airline transfer partners)
- - 2x gas/grocery capped at $5,000/yr combined
Rates and fees may vary.See current rates, fees, and terms on Chase's site
Recommended credit score: 670+
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