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Target Circle Card
Offer verified 2026-06-22Source: TD Bank official terms

TD Bank · Visa

Target Circle Card

29 / 100

Annual Fee

$0

Sign-Up Bonus

$50

Spend $50 in 2mo

Terms apply.

Base Rate

1x

on everything

Best For

Target Shoppers

Sign-Up Bonus

Bonus: 50 rewards

Details: $50 in Target Circle Rewards after spending $50 within 60 days of approval

Requirement: Spend $50 in 2 months

Estimated value: $50Terms apply.

Reward Categories

target

5% off at Target (instant discount)

5x
Everything else1x

Key Benefits

Free shipping at Target.com(~$50/yr)
Extended returns (30 extra days)(~$25/yr)

Pros & Cons

Pros

  • + 5% off everything at Target
  • + Free shipping
  • + Easy approval

Cons

  • - Only works at Target
  • - No rewards outside Target
  • - 5% is discount, not points

Rates and fees may vary.See current rates, fees, and terms on TD Bank's site

Apply Now

Recommended credit score: 640+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.