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Offer verified September 14, 2026Source: TD Bank official terms

TD Bank · Visa

Target Circle Card

Annual Fee

$0

Sign-Up Bonus

$50

Current offer shown; issuer determines eligibility.

Spend $50 in 2mo

Terms apply.

Base Rate

1x

on everything

Best For

Target Shoppers

Sign-Up Bonus

Bonus: 50 rewards

Details: $50 in Target Circle Rewards after spending $50 within 60 days of approval

Requirement: Spend $50 in 2 months

Estimated value: $50Terms apply. Current offer shown; issuer determines eligibility.

Reward Categories

Target

5% off at Target (instant discount)

5x
Everything else1x

Key Benefits

Perks (not counted in our math)

Free shipping at Target.com
Extended returns (30 extra days)

Pros & Cons

Pros

  • + 5% off everything at Target
  • + Free shipping
  • + Easy approval

Cons

  • - Only works at Target
  • - No rewards outside Target
  • - 5% is discount, not points

Rates and fees may vary.See current rates, fees, and terms on TD Bank's site

Apply on issuer site — Target Circle Card

Recommended credit score: 640+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.