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United Club Infinite
Offer verified 2026-06-22Source: Chase official terms

Chase · Visa

United Club Infinite

64 / 100

Annual Fee

$695

After credits: $295

Sign-Up Bonus

$1040

Spend $5,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

Frequent United Flyers

Sign-Up Bonus

Bonus: 80,000 miles

Requirement: Spend $5,000 in 3 months

Estimated value: $1,040Terms apply.

Reward Categories

united

Other United purchases (up to 11x total on United flights with MileagePlus)

5x
hotels

Prepaid bookings via Renowned Hotels & Resorts

5x
travel

All other travel

2x
dining

Restaurants

2x
Everything else1x

Point value: ~1.3¢ each

Key Benefits

United Club Membership(~$750/yr)

Automatic access to United Club lounges and Star Alliance partner lounges worldwide

First & Second Bag Free(~$360/yr)

For you + one companion on all United flights — automatic

$200 Renowned Hotels Credit(~$200/yr)

Up to $200/year on prepaid Renowned Hotels & Resorts bookings

$150 Rideshare Credit(~$150/yr)

Monthly U.S. rideshare statement credits — enrollment required

$240 Instacart Credit(~$240/yr)

Monthly Instacart statement credits — enrollment required

$200 JSX Flight Credit(~$200/yr)

Statement credits on JSX flights

$100 Avis/Budget Credit(~$100/yr)

Paid as United TravelBank cash on Avis/Budget rentals

Global Entry / TSA PreCheck / NEXUS(~$120/yr)

Up to $120 statement credit every 4 years

Premier Access(~$100/yr)

Priority check-in, security, and boarding on United flights

Primary Rental Car Insurance(~$300/yr)

Decline rental counter CDW — full coverage up to 31 days

Pros & Cons

Pros

  • + United Club access replaces a $750+ membership
  • + First + second bag free for you and a companion
  • + 5x on United purchases (up to 11x on flights with MileagePlus)
  • + Star Alliance lounge access worldwide
  • + 80k mile bonus worth ~$1,040

Cons

  • - $695 annual fee requires frequent United travel
  • - Miles worth ~1.3¢ — less than Chase UR via CSR
  • - No hotel or dining transfer partners
  • - Club access only useful if you fly United often

Transfer Partners

Transfer points to 1 airline and hotel partners for potentially higher value.

United MileagePlus

Rates and fees may vary.See current rates, fees, and terms on Chase's site

Apply Now

Recommended credit score: 720+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.