Chase · Visa
United Quest℠ Card
57 / 100
Annual Fee
$250
After credits: $125
Sign-Up Bonus
$900
Spend $4,000 in 3mo
Base Rate
1x
on everything
Best For
United loyalists — more value than Explorer without full Club fee
Sign-Up Bonus
Bonus: 60,000 miles
Requirement: Spend $4,000 in 3 months
Estimated value: $900
Reward Categories
travel
3xUnited flights
dining
2xRestaurants
travel
2xHotels & other travel
Everything else1x
Point value: 0.015¢ each
Key Benefits
$125 United Travel Credit(~$125/yr)
5,000 Anniversary Bonus Miles(~$75/yr)
2 United Club One-Day Passes(~$100/yr)
Free First Checked Bag(~$140/yr)
25% Back on In-Flight Purchases(~$50/yr)
Pros & Cons
Pros
- + $125 United credit brings effective fee to $125
- + 5,000 anniversary miles every year (~$75 value)
- + 2 United Club passes per year (~$100 value)
- + 3x on United, free bags, PQP boost toward elite status
Cons
- - $250 fee requires moderate United flying to justify
- - No permanent lounge access — buy up to Club Infinite for that
- - Miles worth ~1.5¢ — less flexible than Chase UR
Transfer Partners
Transfer points to 1 airline and hotel partners for potentially higher value.
United MileagePlus
Apply Now
Recommended credit score: 700+
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