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United Quest℠ Card
Offer verified 2026-06-22Source: Chase official terms

Chase · Visa

United Quest℠ Card

62 / 100

Annual Fee

$350

After credits: $150

Sign-Up Bonus

$780

Spend $4,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

United flyers wanting strong United earning + $850/yr in credits without the full Club fee

Sign-Up Bonus

Bonus: 60,000 miles

Details: 60,000 bonus miles + 500 PQP after $4,000 spend in 3 months (up to 70,000 total with an added authorized user)

Requirement: Spend $4,000 in 3 months

Estimated value: $780Terms apply.

Reward Categories

united

United purchases — up to 10x on United flights (incl. 6x MileagePlus base)

4x
hotels

Renowned Hotels & Resorts prepaid via United

5x
travel

All other travel

2x
dining

Restaurants & select streaming

2x
streaming

Select streaming services

2x
Everything else1x

Point value: ~1.3¢ each

Key Benefits

$200 United Travel Credit(~$200/yr)

Automatic United TravelBank cash at account opening + each anniversary, toward a future United flight

Free First & Second Checked Bags(~$200/yr)

Primary cardmember + one companion — up to $440/roundtrip saved

Up to 20,000-mile Award Flight Discount(~$260/yr)

10k-mile discount each anniversary + 10k more after $20k annual spend

$180 Instacart Credit(~$180/yr)

$10/month + $80 anniversary in statement credits — enrollment required

$150 Renowned Hotels Credit(~$150/yr)

$150 back each anniversary on prepaid Renowned Hotels & Resorts stays

$150 JSX Credit(~$150/yr)

Up to $150/yr in statement credits on JSX purchases

$100 Rideshare Credit(~$100/yr)

Up to $100/yr in rideshare statement credits — enrollment required

$80 Avis/Budget Credit(~$80/yr)

$40 twice a year on prepaid Avis or Budget rentals

Global Entry / TSA PreCheck / NEXUS Credit(~$120/yr)

Up to $120 statement credit for the application fee

25% Back on United Inflight & Club Drinks

Automatic statement credit on United inflight & Club premium drink purchases

Pros & Cons

Pros

  • + $200 United travel credit brings the effective fee to $150
  • + Free first AND second checked bags for you + a companion (up to $440/roundtrip)
  • + 10x on United flights, 4x on all United purchases
  • + Over $850/yr in credits (travel, Instacart, rideshare, JSX, hotels, Avis/Budget)

Cons

  • - $350 annual fee — raised from $250 in the refresh
  • - Most credits require enrollment or specific merchants
  • - Miles worth ~1.3¢ — less flexible than Chase Ultimate Rewards

Transfer Partners

Transfer points to 1 airline and hotel partners for potentially higher value.

United MileagePlus

Rates and fees may vary.See current rates, fees, and terms on Chase's site

Apply Now

Recommended credit score: 700+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.