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U.S. Bank Altitude® Connect Visa Signature®

US Bank · Visa

U.S. Bank Altitude® Connect Visa Signature®

62 / 100

Annual Fee

$95

After credits: $45

Sign-Up Bonus

$500

Spend $2,000 in 4mo

Base Rate

1x

on everything

Best For

Streaming and gas spenders who want strong earn rates with a low effective fee

Sign-Up Bonus

Bonus: 50,000 points

Requirement: Spend $2,000 in 4 months

Estimated value: $500

Reward Categories

travel

Prepaid hotels and car rentals booked in the Real-Time Rewards center

5x
streaming

Streaming services

5x
gas

Gas stations and EV charging

4x
grocery

Grocery stores and grocery delivery

2x
dining

Restaurants, fast food, and food delivery

2x
Everything else1x

Point value: 0.015¢ each

Key Benefits

$50 Annual Streaming Credit(~$50/yr)
No Foreign Transaction Fees(~$30/yr)
Cell Phone Protection(~$100/yr)

Pros & Cons

Pros

  • + 5x on streaming is the highest streaming rate available
  • + 4x on gas is competitive with Costco and Amex BCP
  • + $50 streaming credit makes effective fee just $45
  • + Low $2,000 spend requirement for $500 bonus

Cons

  • - 5x travel rate is portal-only (not direct bookings)
  • - US Bank is regional — harder to get approved without existing relationship
  • - 1.5¢ point value is decent but not best-in-class
  • - Less well-known than Chase/Amex alternatives
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Recommended credit score: 700+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.