US Bank · Visa
Business Triple Cash Rewards
A business product: issuers expect business purchases (sole proprietors and freelancers qualify with an SSN). It never competes in our consumer rankings — see the business ranking instead.
Annual Fee
$0
up to $100/yr in credits if you use them
Current welcome offer
$750
Current offer shown; issuer determines eligibility.
Spend $6,000 in 6mo
Terms apply.
Base Rate
1x
on everything
Best For
No-fee business card with strong category rates
Current welcome offer
Bonus: 750 cash
Details: $750 cash back after $6,000 in eligible purchases within the first 180 days
Requirement: Spend $6,000 in 6 months
Estimated value: $750Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Gas & EV charging (transactions of $200 or less; over $200 earns 1%)
Restaurants
Cell phone service providers
Office supply stores
Prepaid hotels & car rentals via US Bank Travel Portal
Key Benefits
Credits — if you use them
$100/year statement credit on recurring software (QuickBooks, FreshBooks, etc.) after 11 months of eligible purchases
Perks (not counted in our math)
0% intro APR on purchases and balance transfers for 12 billing cycles
Add employee cards at no annual cost
Saves vs. competing business cards
Pros & Cons
Pros
- + No annual fee
- + 3% on gas, dining, and cell phone
- + 5% on travel via US Bank portal
- + $750 bonus after $6,000 spend
- + 0% intro APR for 12 months — useful for new purchases
Cons
- - U.S. Bank approval can be strict without existing relationship
- - 5% only through the US Bank Travel Portal
- - No transfer partners
- - Cell phone 3x only at service providers, not streaming apps
Rates and fees may vary.See current rates, fees, and terms on US Bank's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.4
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.