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Compensation does not affect rankings.Full disclosure

Terms as last verified September 14, 2026 · verification due — for current cardholdersSource: USAA official terms

USAA · Visa

USAA Limitless Cashback Rewards™ Visa Signature®

Closed to new applicants

The issuer discontinued this product. The terms below are as last verified, kept for people who held it — it appears in no ranking and has no application link.

Annual Fee

$0

Welcome offer

No longer offered

Base Rate

1.5x

on everything

Best For

Military families who held it — a simple flat-rate cash card with USAA's member service

Key Benefits

Perks (not counted in our math)

No Annual Fee
No Foreign Transaction Fees

Pros & Cons

Pros

  • + No category tracking or activation needed
  • + No foreign transaction fees
  • + USAA's excellent customer service and member benefits

Cons

  • - DISCONTINUED — no longer open to new applicants
  • - Existing cardholders converted to USAA Preferred Cash Rewards (1.5%)
  • - The transitional 2.5% rate ended December 31, 2022
  • - Only available to military, veterans, and their families

Closed to new applications

This card is discontinued — kept for reference if you held one.

Recommended credit score: 700+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.4

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.